Advantages to Choosing Old Second

• Old Second has been providing financing to help local businesses grow and prosper for over 125 years. Whether your needs are working capital, equipment, real estate or business acquisition, our experienced staff is ready to work with you to customize a financing program to help you achieve your goals.



• Local Decision Making — All of our loan decisions are made locally, so your request is processed quickly. Our lenders are predominately from the Fox Valley area, and understand the market here.



• Large Lending Capacity — Old Second has a large lending capacity internally, with the ability to expand with our network of correspondents. No other locally owned bank has as much lending capacity as Old Second.



• Personal Service — At Old Second, all business relationships are handled personally by a relationship officer assigned to your account, so you always know whom to call when you have a question.



• Other Services — Old Second offers a wide array of other business banking services, including 401k and other employee benefit accounts, trust services and electronic cash management.

Some of our Loan Services:

• Commercial Mortgages
• Lines of Credit
• Equipment Term Loans
• Letters of Credit
• Land Development Financing
• New Construction Loans
• Municipal Financing

Cash Management Business Solutions:

• Automated Clearing House (ACH)
• Electronic Cash Management
• NetTeller
• Lockbox Services
• Sweep Account
• Trust Services
• Employee Benefits Accounts
• Investment Accounts / CDARS