Free Checking & More!

Free Checking accounts are everywhere these days, but they are not all created equal. Open an Old Second FREE CHECKING account and enjoy outstanding personal service and more!

  • FREE first order of O2 checks
  • No minimum balance
  • No monthly service fee
  • Overdraft privilege "Bounce Protection" limit – $300 (overdraft fees apply)*
  • New accounts receive a FREE Gift!
  • FREE O2 Bankcard ATM / Debit Card
  • FREE imaged check statements
  • FREE 24 / 7 Infoline (instant account info from your phone)
  • FREE NetTeller
  • FREE BillPay
  • Minimum opening deposit – $100.00
  • FREE ATM withdrawals at any Old Second ATM ($1.50 at any non-Old Second ATM)

Click here for additional information and fees.
* Click here for information regarding Bounce Protection.